Solar Panel Calculator

Solar Panel Calculator

Work out how many solar panels you need, what they cost in your state and how fast they pay back, using current prices, electricity rates and NREL solar data.

Loads the state's average price per watt, electricity price and solar output. You can edit any of them.
Size the system from
Average of the last 12 bills.
kWh
$
kW DC
100% covers a full year's use.
%
From NREL PVWatts for your state.
kWh/kW
More settings
About 21 ft² for a 400 W panel.
ft²
Average residential price. Your bill shows yours.
¢/kWh
From your quote, or your state's average.
$/W

Your result

Enter your numbers and press the button. Your result appears here.

Solar calculators

How it works

System size (kW) = yearly kWh ÷ yearly output per kW. Panels = size in watts ÷ panel watts, rounded up.

Example: 865 kWh a month is 10,380 kWh a year. At 1,367 kWh per kW that needs 7.59 kW, or 19 panels of 400 W.

Panels convert sunlight into direct current through the photovoltaic effect. Some energy is lost to heat, dirt, wiring and the inverter, which turns DC into the AC your home uses; NREL's PVWatts model allows 14% for system losses and a 96% efficient inverter by default.

Solar by state

An 8 kW system at each state's average price per watt, electricity price and output. Payback in years, before incentives.

StatePer wattElectricitykWh per kW8 kW costPayback
Alabama$3.7216.51¢1,367$29,76017.2
Alaska$2.60*27.32¢922$20,80010.6
Arizona$2.2515.36¢1,755$18,0008.5
Arkansas$2.3713.74¢1,373$18,96012.9
California$2.5232.58¢1,677$20,1604.7
Colorado$2.6316.80¢1,595$21,04010.0
Connecticut$2.6727.47¢1,291$21,3607.7
Delaware$2.6317.98¢1,364$21,04011.0
District of Columbia$3.2024.86¢1,391$25,6009.5
Florida$2.1215.32¢1,455$16,9609.7
Georgia$2.5015.48¢1,420$20,00011.7
Hawaii$3.4446.41¢1,622$27,5204.6
Idaho$2.9513.02¢1,468$23,60016.0
Illinois$2.9219.23¢1,308$23,36011.9
Indiana$2.5917.04¢1,332$20,72011.7
Iowa$3.2614.55¢1,367$26,08017.1
Kansas$2.6615.26¢1,526$21,28011.7
Kentucky$2.4814.20¢1,343$19,84013.4
Louisiana$2.3113.27¢1,479$18,48012.1
Maine$2.9130.23¢1,319$23,2807.4
Maryland$2.5521.31¢1,392$20,4008.8
Massachusetts$2.9030.19¢1,302$23,2007.5
Michigan$2.8621.73¢1,291$22,88010.4
Minnesota$3.2316.44¢1,333$25,84015.3
Mississippi$2.2915.06¢1,414$18,32011.0
Missouri$2.4914.28¢1,433$19,92012.5
Montana$2.5414.13¢1,344$20,32013.8
Nebraska$2.60*12.92¢1,423$20,80014.6
Nevada$2.3513.36¢1,753$18,80010.3
New Hampshire$2.8826.91¢1,258$23,0408.7
New Jersey$2.6024.09¢1,305$20,8008.4
New Mexico$2.4915.34¢1,779$19,9209.3
New York$2.7729.26¢1,291$22,1607.5
North Carolina$2.4414.94¢1,416$19,52011.9
North Dakota$2.60*12.46¢1,294$20,80016.8
Ohio$2.5618.81¢1,296$20,48010.8
Oklahoma$2.5713.81¢1,542$20,56012.4
Oregon$2.4015.46¢1,121$19,20014.3
Pennsylvania$2.6021.13¢1,356$20,8009.3
Rhode Island$2.8029.05¢1,294$22,4007.6
South Carolina$2.5715.90¢1,454$20,56011.4
South Dakota$2.60*14.58¢1,409$20,80013.0
Tennessee$3.4813.80¢1,338$27,84019.7
Texas$2.2616.03¢1,421$18,08010.2
Utah$2.60*13.19¢1,484$20,80013.7
Vermont$2.7823.93¢1,222$22,2409.7
Virginia$2.5616.95¢1,427$20,48010.8
Washington$2.4714.42¢1,088$19,76016.4
West Virginia$2.60*15.58¢1,219$20,80014.1
Wisconsin$3.0319.05¢1,334$24,24012.3
Wyoming$2.60*14.01¢1,533$20,80012.5

* No EnergySage state average published; national $2.60 per watt used.

Solar cost and payback calculators for every state

Common questions

How many solar panels do I need?

Divide your yearly electricity use by the yearly output of 1 kW of panels where you live, then by the panel size. The average U.S. home used 865 kWh a month in 2024 (EIA); at the U.S. average of 1,367 kWh per kW that is about 7.6 kW, or 19 panels of 400 W.

How much does solar cost in 2026?

EnergySage marketplace quotes average $2.60 per watt before incentives, about $20,800 for an 8 kW system. State averages run from $2.12 to $3.72 per watt.

Is there still a federal tax credit?

Not for homeowners who buy their system. The 30% Residential Clean Energy Credit ended for systems installed after December 31, 2025.

How do solar panels make electricity?

Sunlight frees electrons in the silicon cells (the photovoltaic effect), producing direct current. An inverter turns it into the alternating current your home uses; batteries and charge controllers store and manage it.

Sources

  • EnergySage, Solar panel cost by state (updated November 6, 2026): https://www.energysage.com/local-data/solar-panel-cost/
  • U.S. EIA, Electric Power Monthly, Table 5.6.B (residential price, Jan–Aug 2026): https://www.eia.gov/electricity/monthly/epm_table_grapher.php?t=epmt_5_6_b
  • U.S. EIA, Today in Energy: average residential use 865 kWh a month in 2024: https://www.eia.gov/todayinenergy/detail.php?id=65244
  • NREL PVWatts v8 (20° tilt, south-facing, 14% losses), state results compiled by TheGreenWatt: https://thegreenwatt.com/average-peak-sun-hours-by-state/
  • IRS, Residential Clean Energy Credit: https://www.irs.gov/credits-deductions/residential-clean-energy-credit