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Solar Panel Cost Calculator
Estimate what a home solar system costs from your electricity use, your bill or a system size, using current installed prices.
Your result
Enter your numbers and press the button. Your result appears here.
EnergySage marketplace quotes average $2.60 per watt nationally in November 2026, before any incentives. That puts an 8 kW system at about $20,800.
How it works
Size (kW) = monthly kWh × 12 × share covered ÷ yearly kWh per kW. Cost = size in watts × price per watt + batteries − rebates.
Example: 8.0 kW (20 × 400 W) at $2.60 per watt costs about $20,800 and makes about 10,936 kWh a year.
At a glance
Same settings as the calculator, changing only the system size.
| System size | Size | Cost | kWh a year | Payback |
|---|---|---|---|---|
| 4 kW | 4.0 kW | $10,400 | 5,468 | 10.5 yrs |
| 6 kW | 6.0 kW | $15,600 | 8,202 | 10.5 yrs |
| 8 kW | 8.0 kW | $20,800 | 10,936 | 10.5 yrs |
| 10 kW | 10.0 kW | $26,000 | 13,670 | 10.5 yrs |
| 12 kW | 12.0 kW | $31,200 | 16,404 | 10.5 yrs |
| 15 kW | 15.2 kW | $39,520 | 20,778 | 10.5 yrs |
Solar by state
An 8 kW system at each state's average price per watt, electricity price and output. Payback in years, before incentives.
| State | Per watt | Electricity | kWh per kW | 8 kW cost | Payback |
|---|---|---|---|---|---|
| Alabama | $3.72 | 16.51¢ | 1,367 | $29,760 | 17.2 |
| Alaska | $2.60* | 27.32¢ | 922 | $20,800 | 10.6 |
| Arizona | $2.25 | 15.36¢ | 1,755 | $18,000 | 8.5 |
| Arkansas | $2.37 | 13.74¢ | 1,373 | $18,960 | 12.9 |
| California | $2.52 | 32.58¢ | 1,677 | $20,160 | 4.7 |
| Colorado | $2.63 | 16.80¢ | 1,595 | $21,040 | 10.0 |
| Connecticut | $2.67 | 27.47¢ | 1,291 | $21,360 | 7.7 |
| Delaware | $2.63 | 17.98¢ | 1,364 | $21,040 | 11.0 |
| District of Columbia | $3.20 | 24.86¢ | 1,391 | $25,600 | 9.5 |
| Florida | $2.12 | 15.32¢ | 1,455 | $16,960 | 9.7 |
| Georgia | $2.50 | 15.48¢ | 1,420 | $20,000 | 11.7 |
| Hawaii | $3.44 | 46.41¢ | 1,622 | $27,520 | 4.6 |
| Idaho | $2.95 | 13.02¢ | 1,468 | $23,600 | 16.0 |
| Illinois | $2.92 | 19.23¢ | 1,308 | $23,360 | 11.9 |
| Indiana | $2.59 | 17.04¢ | 1,332 | $20,720 | 11.7 |
| Iowa | $3.26 | 14.55¢ | 1,367 | $26,080 | 17.1 |
| Kansas | $2.66 | 15.26¢ | 1,526 | $21,280 | 11.7 |
| Kentucky | $2.48 | 14.20¢ | 1,343 | $19,840 | 13.4 |
| Louisiana | $2.31 | 13.27¢ | 1,479 | $18,480 | 12.1 |
| Maine | $2.91 | 30.23¢ | 1,319 | $23,280 | 7.4 |
| Maryland | $2.55 | 21.31¢ | 1,392 | $20,400 | 8.8 |
| Massachusetts | $2.90 | 30.19¢ | 1,302 | $23,200 | 7.5 |
| Michigan | $2.86 | 21.73¢ | 1,291 | $22,880 | 10.4 |
| Minnesota | $3.23 | 16.44¢ | 1,333 | $25,840 | 15.3 |
| Mississippi | $2.29 | 15.06¢ | 1,414 | $18,320 | 11.0 |
| Missouri | $2.49 | 14.28¢ | 1,433 | $19,920 | 12.5 |
| Montana | $2.54 | 14.13¢ | 1,344 | $20,320 | 13.8 |
| Nebraska | $2.60* | 12.92¢ | 1,423 | $20,800 | 14.6 |
| Nevada | $2.35 | 13.36¢ | 1,753 | $18,800 | 10.3 |
| New Hampshire | $2.88 | 26.91¢ | 1,258 | $23,040 | 8.7 |
| New Jersey | $2.60 | 24.09¢ | 1,305 | $20,800 | 8.4 |
| New Mexico | $2.49 | 15.34¢ | 1,779 | $19,920 | 9.3 |
| New York | $2.77 | 29.26¢ | 1,291 | $22,160 | 7.5 |
| North Carolina | $2.44 | 14.94¢ | 1,416 | $19,520 | 11.9 |
| North Dakota | $2.60* | 12.46¢ | 1,294 | $20,800 | 16.8 |
| Ohio | $2.56 | 18.81¢ | 1,296 | $20,480 | 10.8 |
| Oklahoma | $2.57 | 13.81¢ | 1,542 | $20,560 | 12.4 |
| Oregon | $2.40 | 15.46¢ | 1,121 | $19,200 | 14.3 |
| Pennsylvania | $2.60 | 21.13¢ | 1,356 | $20,800 | 9.3 |
| Rhode Island | $2.80 | 29.05¢ | 1,294 | $22,400 | 7.6 |
| South Carolina | $2.57 | 15.90¢ | 1,454 | $20,560 | 11.4 |
| South Dakota | $2.60* | 14.58¢ | 1,409 | $20,800 | 13.0 |
| Tennessee | $3.48 | 13.80¢ | 1,338 | $27,840 | 19.7 |
| Texas | $2.26 | 16.03¢ | 1,421 | $18,080 | 10.2 |
| Utah | $2.60* | 13.19¢ | 1,484 | $20,800 | 13.7 |
| Vermont | $2.78 | 23.93¢ | 1,222 | $22,240 | 9.7 |
| Virginia | $2.56 | 16.95¢ | 1,427 | $20,480 | 10.8 |
| Washington | $2.47 | 14.42¢ | 1,088 | $19,760 | 16.4 |
| West Virginia | $2.60* | 15.58¢ | 1,219 | $20,800 | 14.1 |
| Wisconsin | $3.03 | 19.05¢ | 1,334 | $24,240 | 12.3 |
| Wyoming | $2.60* | 14.01¢ | 1,533 | $20,800 | 12.5 |
* No EnergySage state average published; national $2.60 per watt used.
All solar cost calculators
Common questions
How much do solar panels cost in 2026?
EnergySage marketplace quotes average $2.60 per watt nationally, or about $20,800 for an 8 kW system, before incentives. State averages run from $2.12 in Florida to $3.72 in Alabama.
What size solar system do I need?
Divide your yearly use in kWh by the yearly output of 1 kW of panels where you live. The average U.S. home used 865 kWh a month in 2024, which takes about 7.6 kW at the national average output.
Is there still a federal solar tax credit?
Not for homeowners who buy their system. The 30% Residential Clean Energy Credit ended for systems installed after December 31, 2025. Leased systems and PPAs can still carry a business credit (48E) that the installer claims.
Why do solar quotes vary so much?
Equipment is only about a third of the price. Sales, marketing, overhead and profit make up about 40% in EnergySage's breakdown, so installers' prices differ widely.
Sources
- EnergySage, Solar panel cost by state (updated November 6, 2026): https://www.energysage.com/local-data/solar-panel-cost/
- U.S. EIA, Electric Power Monthly, Table 5.6.B (residential price, Jan–Aug 2026): https://www.eia.gov/electricity/monthly/epm_table_grapher.php?t=epmt_5_6_b
- NREL PVWatts v8 (20° tilt, south-facing, 14% losses), state results compiled by TheGreenWatt: https://thegreenwatt.com/average-peak-sun-hours-by-state/
- EnergySage, Solar battery backup cost (H1 2026): https://www.energysage.com/energy-storage/solar-battery-backup/